Merchant Accounts made Easy

Credit Cards · Debit Cards · eChecks · eWallet · eMoney

We make it simple for you to do business online!

1 API to rule them all

Say goodbye to multiple payment APIs
1 Integration to PaySpine is all you need!


Fast Approval Process

All business types & merchant categories are acceptable. We don't judge


Powerful API

Easy to integrate & developer friendly REST API,
Read our API Doc


Multiple Banks/PSP

Once connected you are ready to benefit from pretty much every online payment solution on the planet.

Seamless Security

We safeguard your transactions with tremendous care.

PaySpine provides security and compliance without the headaches.
No-hassle protection & compliance
By using any of PaySpine web or mobile APIs, you're automatically compliant with the strictest PCI requirements.
No sensitive data hits your servers, saving you hours and hours of security headaches.


Trusted

We've processed millions of dollars for individuals and companies across the world since 2012. With over 3 years payments experience we are a tried & trusted provider.


PCI DSS Compliancy

PaySpine is hosted on a secure AWS Infrastructure, and we are PCI DSS Compliant so you can rest easy knowing your data is safe.


Strong Banking Infrastructure

We're partnered with multiple Financial Institutions and Payment Service Providers. We continue to add more payment solutions every week as per our customers demands


Get ready for a VIP experience

We'll get you approved and live!

Custom Solutions

When you setup an account with PaySpine we appoint a personal representative to speak with you regarding your business and tailor a payment strategy that suits your business individual strategy and needs.

Direct Banking Relationship

That's right .. Your merchant contract and your money will always be directly between you and the Financial Institution! PaySpine never hold your funds. We are simply a connector to make payments easier for you!.

Suitable Banking Partners

PaySpine knows what banks like what type of business. We can place your business type with the appropriate Financial Institution

PaySpine enables your customers to pay you in as many ways as possible, from anywhere around the world. If it's not easy for your customers to pay, or buy your service then you got a problem!

We at PaySpine help take the mystery out of cross-border, offshore, payment processing and compliancy regulations with banks.

We've spent 3 years in the payments industry, so we can de-mystify the payment ecosystem and explain it to you in a way that cuts to the chase.

Our Services

What you will get from us

Direct Merchant Accounts Only

We provide your business a direct MID, with your very own customisable billing descriptor. No aggregate accounts ever. As such your business must meet minimum volume requirements.

Tiered Volume pricing

Processing more than $100,000 a month? We help you negotiate with the Bank to give you constant breaks on your pricing the more your business grows

Multiple Currency Processing

Your Merchant Account can support multiple currencies. We will provide a different API key for each currency your wish to process with

Fast Approval Process

Whilst one provider might consider your business to be high risk…another may not. It all depends on their risk department (underwriting) guidelines. Our network of banks and knowledge of compliancy can assist you in getting your merchant account approved quickly with a suitable bank for you.

Accepted Industries

  • Pharmacy
  • Penny Auction
  • Social Gaming
  • Adult Content
  • Prepaid Cards
  • File Storage
  • Binary
  • Nutraceuticals
  • Tech Support
  • Payday Loans
  • Tobacco/eCig
  • eWallet
  • Online Casino
  • Forex
NOTE: industry acceptance will be subject to our bank approvals prior to commencing process

​Ready to Apply for a Merchant Account ? Apply Now

Requirements

Documents you need to prepare

  • Certificate of Incorporation and other official Company Documents
  • KYC of Directors of Company Clear full colour ID front and back & recent 3 months utility bill
  • Last 6 months processing history Screenshots from your gateway, not excel dump

If you already have filled in a Merchant Application Package from another provider,
that's ok you don't need to jump through all the hoops again.
Simply send us what you already have and we'll make your life easy to expedite the application process!

Get in Touch with Us

For any questions fill in the form below & we'll get back to you ASAP!